Access your earned wages before payday.

You've worked for it, so why wait until payday? EarlyPay gives eligible employees access to up to 50% of their earned wages, helping you handle important expenses when you need to.

Start for free, cancel anytime.

EarlyPay employee dashboard on desktop and mobile
Your earnings, when you need them.

One platform, more financial flexibility

A simple and secure platform that helps employees access their earned wages before payday, pay essential bills, and manage their money with greater flexibility.

Get started for free

For Employees

Access a portion of your earned wages before payday and pay for essential services with ease.

Explore Employee Benefits
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For Employers

Give your employees greater financial flexibility while maintaining visibility and control over payroll advances.

Explore Employer Benefits
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How EarlyPay works

Your journey with EarlyPay starts here! Just follow these easy steps

  1. 01

    Work & Earn

    Your earnings are calculated based on your current pay cycle.

  2. 02

    What's Available

    View the amount you are eligible to access, up to 50% of your earned wages.

  3. 03

    Access Your Money

    Withdraw to your linked bank account or use your balance to pay for supported services.

  4. 04

    Payday Management

    Your access is reconciled against your regular salary at the end of the pay cycle.

Your earned wages can do more.

Use your available EarlyPay balance to take care of important everyday expenses.

  • EEDC
  • IBEDC
  • PHED
  • EKEDC
  • Ikeja Electric
  • DStv
  • StarTimes
  • GOtv
  • MTN
  • Airtel
  • 1XBET
  • 1XBET
  • Airtel
  • MTN
  • GOtv
  • StarTimes
  • DStv
  • Ikeja Electric
  • EKEDC
  • PHED
  • IBEDC
  • EEDC

You've earned it. Access it when you need it.

Get more flexibility with your earned wages and take care of life's important expenses before payday.

Professional using a laptop in an office

More control over
the money you've earned.

Life doesn't always wait for payday. EarlyPay gives you more flexibility to manage important expenses without waiting until the end of your pay cycle.

  • 01

    Access Earned Wages

    Access up to 50% of your eligible earned wages before payday.

  • 02

    Withdraw to Your Bank

    Send your available funds directly to your linked bank account.

  • 03

    Pay Essential Bills

    Use your available balance for airtime, data, electricity, TV subscriptions and supported school fees.

  • 04

    Stay in Control

    See your earnings, available balance and transaction history in one place.

Frequently Asked Questions (FAQ)

Please refer to the frequently asked questions for your quick help

Eligible employees can access up to 50% of wages already earned during their current pay cycle.